The minimum down payment depends on the type of mortgage and your financial situation. Typically, it starts at 5% for first-time homebuyers, but larger down payments can help secure better rates.

Getting pre-approved involves submitting your financial details, including income, credit score, and debt history. Our mortgage experts will review your information and provide a pre-approval letter outlining how much you can borrow.

Interest rates depend on your credit score, income, debt-to-income ratio, loan term, and market conditions. We compare rates from 50+ lenders to find the best option for you.

Yes! While a higher credit score helps secure better rates, we work with various lenders who offer solutions for buyers with lower credit scores. We can help you explore your options.

The timeline varies, but pre-approvals can be done in as little as 24 hours. The full mortgage approval process usually takes 1-2 weeks, depending on lender requirements and document verification.